With Interest-Free Flexi-Installment Program, you can enjoy the utmost financial freedom and indulge your life in finer rewards. No matter when you go crazy shopping, pamper yourself with beauty or slimming treatments, take a diploma course or travel around, you can take advantage of breaking up the lump sum spending amount into 12 interest-free monthly installments without any pre-set conditions.
  • No Interest
  • No Handling Charge
  • No Minimum Purchase Amount
  • No Geographical Boundary
  • No Designated Merchant
  • No Designated Merchandise
  • You can register for Interest-Free Flexi-Installment Program by calling 2280 1288 within 24 hours after your spending transaction. Your installment limit is listed on your new card acknowledgement slip, or you can refer to your CITIC Ka Wah Credit Card statement for the latest available installment limit. Please click here to know more about Interest-Free Flexi-Installment Program.
     
    Note: This Program is not applicable to cash advance and purchase of casino chips. The spending amount of each transaction will be counted as one single item. Each transaction cannot be divided into smaller parts for the purpose of this Program. For other terms and conditions of this Program, please refer to the corresponding Terms and Conditions of CITIC Ka Wah Credit Card.